Allstate® Extended Vehicle Service Contracts
Protect your vehicle beyond the factory warranty with Allstate® Extended Vehicle Care, offering three levels of mechanical and electrical protection tailored to your needs: Premier Care, Preferred Care, and Basic Care.
Each plan is designed to help cover unexpected repairs, giving you peace of mind on the road.
Each plan is designed to help cover unexpected repairs, giving you peace of mind on the road.
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Important Notice: Due to state regulations, Service Contract purchases are not available in CA or FL. Please contact your local retailer for assistance.
PREMIER CARE
Exclusionary Coverage for Maximum Protection
Premier Care is Allstate's highest level of coverage, designed to protect nearly every mechanical and electrical component in your vehicle. This exclusionary plan is ideal for newer vehicles with advanced features. Included systems:
Best for: Owners seeking the most comprehensive coverage, particularly for tech-equipped vehicles or long-term ownership.
*Excluded items include standard wear-and-tear parts such as brake pads, filters, tires, bulbs, belts, and routine maintenance components.
Premier Care covers all mechanical parts except the following:
Accessory drive belts, hoses and clamps, spark plugs and wires, clogged fuel injectors where a mechanical/electrical failure has not occurred, tires, wheels and wheel covers, wiper blades, standard transmission clutch parts (including pressure plate, clutch disc, pilot bearing, throw-out bearing, clutch engagement arm and pivot), steering wheel (except for integral electrical failures), batteries (either stand alone or integral to a component), electric vehicle external charging stations, hybrid power packs, fuses, fusible links and circuit breakers, brake drums, rotors, pads and shoes, sub-frame, frame, frame bushings, retractable roof/ convertible top, glass, lenses, light emitting assemblies (except for integral electrical failures), any individual light emitting device (i.e. bulbs of any type) that can be removed from an assembly, exhaust pipes, filters (except in conjunction with a covered repair), exhaust gas recirculation pipes/hoses and check valves, catalytic converter, conversion van appliances, door handles (except for integral electrical failures).
- Advanced driver-assistance systems like blind spot monitoring, collision warning, and automatic braking
- High-tech components such as sensors, cameras, heads-up displays, and infotainment systems
- Hybrid and electric vehicle parts, including electric drive motors, inverters, and charging modules
Best for: Owners seeking the most comprehensive coverage, particularly for tech-equipped vehicles or long-term ownership.
*Excluded items include standard wear-and-tear parts such as brake pads, filters, tires, bulbs, belts, and routine maintenance components.
Premier Care covers all mechanical parts except the following:
Accessory drive belts, hoses and clamps, spark plugs and wires, clogged fuel injectors where a mechanical/electrical failure has not occurred, tires, wheels and wheel covers, wiper blades, standard transmission clutch parts (including pressure plate, clutch disc, pilot bearing, throw-out bearing, clutch engagement arm and pivot), steering wheel (except for integral electrical failures), batteries (either stand alone or integral to a component), electric vehicle external charging stations, hybrid power packs, fuses, fusible links and circuit breakers, brake drums, rotors, pads and shoes, sub-frame, frame, frame bushings, retractable roof/ convertible top, glass, lenses, light emitting assemblies (except for integral electrical failures), any individual light emitting device (i.e. bulbs of any type) that can be removed from an assembly, exhaust pipes, filters (except in conjunction with a covered repair), exhaust gas recirculation pipes/hoses and check valves, catalytic converter, conversion van appliances, door handles (except for integral electrical failures).
PREFERRED CARE
Broad System Protection Without the Premium
Preferred Care offers extensive coverage for mechanical and electrical components beyond the powertrain. It's a well-rounded plan that balances cost and protection, covering major systems such as:
Best for: Drivers who want solid mechanical and electrical protection without opting for full exclusionary coverage.
- Brake system components, including ABS
- Steering and suspension parts, such as gearboxes, columns, struts, and bushings
- Cooling and fuel systems, including the radiator, fuel pump, and injectors
- Electrical and convenience systems, from control modules and starters to power windows and door locks
- HVAC components, including A/C compressors and blower motors
Best for: Drivers who want solid mechanical and electrical protection without opting for full exclusionary coverage.
BASIC CARE
Essential Powertrain Coverage
Basic Care is designed to protect the most critical-and most expensive-components of your vehicle, focusing on powertrain-related repairs. Coverage includes:
Best for: Budget-conscious drivers who want peace of mind for the vehicle's core systems that typically carry the highest repair costs.
Allstate® Extended Vehicle Care helps reduce out-of-pocket repair expenses, safeguard your vehicle's value, and ensure confident driving for years to come.
- Engine components, including internally lubricated parts, timing chains, and turbochargers
- Transmission and transaxle parts, including torque converters and valve bodies
- Drive axle assembly, covering CV joints, bearings, and differential gears
Best for: Budget-conscious drivers who want peace of mind for the vehicle's core systems that typically carry the highest repair costs.
Allstate® Extended Vehicle Care helps reduce out-of-pocket repair expenses, safeguard your vehicle's value, and ensure confident driving for years to come.
*See Terms & Conditions for a full description of all applicable terms, conditions, limitations, and exclusions. Plan availability and pricing may vary based on vehicle age, mileage, make and model. Deductibles may apply. Certain features and coverages may not be available in all states.
Allstate® Tire & Wheel Protection Plans
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TIRE & WHEEL PROTECTION
Protect your vehicle's tires and wheels from the unexpected with Allstate® Tire & Wheel Protection. This plan covers repair or replacement costs resulting from road hazards such as potholes, nails, metal, glass, and other debris. Coverage includes mounting, balancing, valve stems, and even taxes-plus towing reimbursement if damage renders your vehicle undrivable. With no deductible and unlimited claims, you're covered every time you hit the road.
ADD OPTIONAL COSMETIC COVERAGE
For added value, the Cosmetic Repair option includes everything in the standard Tire & Wheel plan-plus cosmetic refinishing for alloy or aluminum wheels. If your wheels suffer cosmetic damage such as scuffs, scrapes, or gouges from road hazards, this plan provides refinishing services to restore their original appearance.
Best for: Drivers who care about both function and appearance and want full peace of mind-mechanical and cosmetic.
Best for: Drivers who care about both function and appearance and want full peace of mind-mechanical and cosmetic.
*See Terms & Conditions for a full description of all applicable terms, conditions, limitations, and exclusions.
Certain features and coverages may not be available in all states.
Certain features and coverages may not be available in all states.
Frequently Asked Questions (FAQ)
What is Vehicle Service Protection from Allstate®?Allstate® Vehicle Service Protection is an extended coverage plan that protects your vehicle beyond the factory warranty. It helps pay for costly mechanical and electrical breakdowns, covering both parts and labor. You can choose from three levels of protection--Premier Care, Preferred Care, and Basic Care—based on your needs, driving habits, and budget.
When does my Allstate® Vehicle Protection Plan start?
Your Allstate® Vehicle Protection Plan begins on the date you purchase the plan, regardless of the vehicle’s age or mileage. From that date forward, the length of your coverage is determined by a combination of time (years) and mileage, depending on which plan type applies:
1. TOTAL MILEAGE PLAN
2. ADDITIVE MILEAGE PLAN
KEY POINTS:
Why does Steingold Volvo Cars offer Allstate® Vehicle Protection Plans?
Steingold Volvo Cars in Pawtucket, Rhode Island is a trusted, nationally recognized dealership with a reputation for exceptional service and value. Through their e-commerce platform, FactoryProtect.com, Steingold offers Allstate® Vehicle Service Contracts and Road Hazard Tire & Wheel Protection to customers nationwide at competitive online pricing.
Can anyone in the U.S. purchase an Allstate® Protection Plan from FactoryProtect.com?
Allstate® Vehicle Protection Plans are available in 48 states. Due to regulatory restrictions, coverage is NOT AVAILABLE for vehicles garaged, registered, or primarily operated in California or Florida. Residents of these states should consult a local Allstate agent for other available options.
What vehicles are eligible for coverage?
Most personal-use vehicles—such as cars, SUVs, trucks, and vans—are eligible. Coverage eligibility is based on the vehicle’s year, mileage, and usage history. Exclusions may apply for salvage/rebuilt titles, commercial vehicles, exotic/high-performance cars, or heavily modified vehicles. Always review the sample contract for full details.
Why don’t I see all coverage options for my vehicle?
Our system only displays plans your vehicle qualifies for, based on the VIN, mileage, and other underwriting factors. If certain plans aren’t shown, it likely means your vehicle has exceeded the eligibility criteria for those specific terms.
What is Allstate® Tire & Wheel Protection?
Allstate’s Road Hazard Tire & Wheel Protection covers the repair or replacement cost of tires and wheels damaged by road hazards such as potholes, nails, broken glass, or debris. Coverage includes mounting, balancing, valve stems, taxes, and towing (if related to a covered repair). You can also upgrade to include cosmetic wheel repair, which restores curb-rashed wheels to like-new appearance.
How do I pay for my Allstate Protection Plan?
You can purchase your plan securely online through FactoryProtect.com using any major credit card. All payments are processed with industry-standard encryption to ensure your privacy and security. A receipt and confirmation will be emailed to you immediately after purchase.
How do I file a repair claim?
You can bring your vehicle to any licensed repair facility in the United States or Canada. Provide them with your Allstate contract, and they will contact Allstate for claim approval before beginning any repairs. Once authorized, Allstate pays the repair shop directly via phone with a credit card. Full claim instructions are included in your contract.
Can I cancel my plan if I change my mind?
Yes. All Allstate® plans come with a 30-day Free Look Period. If you cancel within the first 30 days and haven’t filed a claim, you’ll receive a 100% refund. After 30 days—or if a claim has been filed—you may still qualify for a prorated refund based on time and mileage used.
Will I receive confirmation after placing my order?
Yes. Once your purchase is complete, you’ll receive a confirmation page and an email containing your receipt and a digital copy of your contract. You can also access and download your plan details anytime from your online account. Be sure to review your documents and keep them in a safe place.
When does my Allstate® Vehicle Protection Plan start?
Your Allstate® Vehicle Protection Plan begins on the date you purchase the plan, regardless of the vehicle’s age or mileage. From that date forward, the length of your coverage is determined by a combination of time (years) and mileage, depending on which plan type applies:
1. TOTAL MILEAGE PLAN
- The mileage limit is based on the vehicle’s total mileage, including miles already on the odometer at the time of purchase.
- Example: If you select a 7-year/100,000-mile plan and your vehicle currently has 10,000 miles, coverage will last 7 years from the plan purchase date or until the odometer reaches 100,000 total miles—whichever comes first.
2. ADDITIVE MILEAGE PLAN
- The mileage limit is calculated by adding the plan’s mileage to your vehicle’s current odometer reading at the time of purchase.
- Example: If your vehicle has 40,000 miles and you purchase a 5-year/60,000-mile plan, coverage will last 5 years from the plan purchase date or until the vehicle reaches 100,000 miles—whichever comes first.
KEY POINTS:
- Time (years) always starts from the date you buy the plan.
- The only difference between plan types is how mileage is calculated—coverage benefits remain the same.
- If both plan types are available at the time of purchase, you can choose the option that offers the best value or longest coverage based on your vehicle’s age, mileage, and ownership plans. Eligibility is determined by your vehicle’s model year and current mileage.
Why does Steingold Volvo Cars offer Allstate® Vehicle Protection Plans?
Steingold Volvo Cars in Pawtucket, Rhode Island is a trusted, nationally recognized dealership with a reputation for exceptional service and value. Through their e-commerce platform, FactoryProtect.com, Steingold offers Allstate® Vehicle Service Contracts and Road Hazard Tire & Wheel Protection to customers nationwide at competitive online pricing.
Can anyone in the U.S. purchase an Allstate® Protection Plan from FactoryProtect.com?
Allstate® Vehicle Protection Plans are available in 48 states. Due to regulatory restrictions, coverage is NOT AVAILABLE for vehicles garaged, registered, or primarily operated in California or Florida. Residents of these states should consult a local Allstate agent for other available options.
What vehicles are eligible for coverage?
Most personal-use vehicles—such as cars, SUVs, trucks, and vans—are eligible. Coverage eligibility is based on the vehicle’s year, mileage, and usage history. Exclusions may apply for salvage/rebuilt titles, commercial vehicles, exotic/high-performance cars, or heavily modified vehicles. Always review the sample contract for full details.
Why don’t I see all coverage options for my vehicle?
Our system only displays plans your vehicle qualifies for, based on the VIN, mileage, and other underwriting factors. If certain plans aren’t shown, it likely means your vehicle has exceeded the eligibility criteria for those specific terms.
What is Allstate® Tire & Wheel Protection?
Allstate’s Road Hazard Tire & Wheel Protection covers the repair or replacement cost of tires and wheels damaged by road hazards such as potholes, nails, broken glass, or debris. Coverage includes mounting, balancing, valve stems, taxes, and towing (if related to a covered repair). You can also upgrade to include cosmetic wheel repair, which restores curb-rashed wheels to like-new appearance.
How do I pay for my Allstate Protection Plan?
You can purchase your plan securely online through FactoryProtect.com using any major credit card. All payments are processed with industry-standard encryption to ensure your privacy and security. A receipt and confirmation will be emailed to you immediately after purchase.
How do I file a repair claim?
You can bring your vehicle to any licensed repair facility in the United States or Canada. Provide them with your Allstate contract, and they will contact Allstate for claim approval before beginning any repairs. Once authorized, Allstate pays the repair shop directly via phone with a credit card. Full claim instructions are included in your contract.
Can I cancel my plan if I change my mind?
Yes. All Allstate® plans come with a 30-day Free Look Period. If you cancel within the first 30 days and haven’t filed a claim, you’ll receive a 100% refund. After 30 days—or if a claim has been filed—you may still qualify for a prorated refund based on time and mileage used.
Will I receive confirmation after placing my order?
Yes. Once your purchase is complete, you’ll receive a confirmation page and an email containing your receipt and a digital copy of your contract. You can also access and download your plan details anytime from your online account. Be sure to review your documents and keep them in a safe place.
