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Comprehensive Review: TWS (Total Warranty Services) First Mile Extended Warranty Plans

6/1/2026

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​Overview
Total Warranty Services (TWS) and its First Mile Vehicle Service Contracts have become one of the most respected names in the vehicle protection industry, providing coverage through a large network of franchised and independent dealerships across the United States. First Mile plans are designed to help protect vehicle owners from unexpected repair costs while offering flexible coverage options, nationwide repair access, and a straightforward claims experience.

For drivers looking to extend protection beyond their factory warranty, TWS has built a strong reputation for offering comprehensive coverage, responsive customer service, and one of the most dealer-friendly claims processes in the industry.

Available Coverage Levels
TWS offers multiple coverage levels designed to fit a wide range of vehicles and budgets.

1. Powertrain Coverage
Powertrain Coverage focuses on the vehicle's most critical and expensive mechanical components, including:
  • Engine
  • Transmission
  • Drive Axle Components
  • Internally Lubricated Parts
This level provides valuable protection against major mechanical failures while keeping costs affordable.

2. Gold Coverage
Gold Coverage expands protection beyond the powertrain and includes many additional vehicle systems such as:
  • Steering Components
  • Braking Systems
  • Suspension Components
  • Air Conditioning
  • Electrical Systems
Gold Coverage is a popular option for drivers seeking a broader level of protection without moving to exclusionary coverage.

3. Platinum Coverage (Exclusionary)
Platinum Coverage represents the highest level of protection available through TWS.
This exclusionary plan is designed to cover virtually all mechanical and electrical components of the vehicle except for a short list of specifically stated exclusions. This style of coverage closely mirrors the protection found in many factory-backed extended service contracts and is the coverage level most commonly recommended for owners planning to keep their vehicles long term.

Claims Process
One of the areas where TWS consistently receives praise is its claims administration process.
Unlike some providers that rely heavily on third-party administrators, TWS manages claims through a streamlined system designed to make the repair experience as simple as possible for both repair facilities and customers.
The typical process includes:
  1. Vehicle diagnosed by a licensed repair facility
  2. Repair facility contacts TWS for authorization
  3. Coverage reviewed and approved
  4. Repairs completed
  5. Repair facility paid directly
Many dealerships, service advisors, and customers cite the efficiency of the authorization process and the ease of working with TWS compared to many competing providers.

Nationwide Acceptance
TWS plans are accepted throughout the United States and can be utilized at licensed repair facilities nationwide.
Whether traveling across the country or repairing your vehicle close to home, customers have access to a broad network of repair options, providing peace of mind wherever the road may lead.

Customer Satisfaction & Industry ReputationWhile online reviews can be found for nearly every warranty company in the marketplace, TWS consistently stands above many competitors due to its straightforward claims process, responsive support, and strong dealership relationships.
Many customers report positive experiences when filing claims, and repair facilities frequently note that TWS is easy to work with throughout the authorization and payment process.
Additional strengths often highlighted include:
  • Fast and professional claims handling
  • Nationwide repair flexibility
  • Strong Platinum exclusionary coverage
  • Competitive pricing
  • Transferable coverage options
  • Responsive customer support
  • Established industry presence
  • Dealer-backed sales network

TWS has developed a reputation among dealerships and consumers alike as a provider that focuses on delivering value and simplifying the ownership experience when unexpected repairs arise.

Why Customers Choose TWS First Mile
Vehicle owners often select TWS First Mile plans because they offer:
  • Comprehensive protection options
  • Flexible terms and deductible choices
  • Coverage for advanced vehicle electronics
  • Protection against costly repair bills
  • Nationwide repair access
  • Transferable coverage that may increase vehicle resale appeal
  • Excellent customer service support
  • Easy claims administration
For many customers, the combination of broad coverage and a smooth claims experience makes TWS an attractive alternative to more expensive manufacturer-backed programs.

Final Verdict
TWS First Mile has earned a strong reputation as one of the leading vehicle service contract providers available today. With multiple coverage levels, exclusionary Platinum protection, nationwide repair access, and a claims process that is consistently praised by both customers and repair facilities, TWS delivers a level of confidence that many vehicle owners seek when protecting their investment.
The company's commitment to customer service, dealer support, and efficient claims handling has helped establish First Mile as a trusted name in the vehicle protection industry.

Overall Rating: 9.2/10
Strengths:
  • Outstanding claims process
  • Excellent Platinum exclusionary coverage
  • Nationwide acceptance
  • Strong customer support
  • Flexible coverage options
  • Competitive pricing
  • Trusted by dealerships nationwide
  • Easy repair facility interaction
  • Proven track record of customer satisfaction
For drivers looking to protect themselves from unexpected repair expenses while enjoying a straightforward ownership experience, TWS First Mile remains one of the strongest vehicle service contract options available today.
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Selling Dealer:
Steingold Volvo Cars
766 Broadway | Pawtucket, RI 02861

401-723-4700 | www.steingoldvolvocars.com

Plans Administered by:
Zurich American Insurance Company
7045 College Boulevard | Overland Park, KS 66211
1-888-835-5063 | 
www.zurichna.com

Total Warranty Services
P.O. Box 810187 | Boca Raton, FL 33481
1-866-960-9103 | 
www.firstmilewarranty.com

Veritas Global Protection Services, Inc.
3550 N Central Ave, Suite 800 | Phoenix, AZ 85012
1-888-657-8784 | 
www.veritasprotection.com
FactoryProtect.com® uses the terms ‘Warranty’ and ‘Extended Warranty’ with ‘Vehicle Service Contract’ and ‘Extended Service Contract’ for marketing purposes only. A Vehicle Service Contract (VSC) is often referred to as an “auto warranty” or an “extended car warranty,” but it is not a warranty. A VSC does, however, provide repair coverage for your vehicle after the manufacturer’s car warranty expires. A VSC is a contract between you and a VSC provider or administrator that states what is a covered repair and what is not. Not all vehicles qualify for coverage; FactoryProtect.com® does not offer VSCs in California. FactoryProtect.com® is a website developed for marketing and informational purposes only. FactoryProtect.com® does not process or sell VSCs directly, as all VSCs offered on FactoryProtect.com® are processed through our Selling Dealer.

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