When it comes to protecting your vehicle and ensuring peace of mind on the road, a reliable and comprehensive vehicle service contract is crucial. Fidelity Warranty Services offers a range of service contract plans tailored to meet the diverse needs of vehicle owners. In this blog post, we will review Fidelity Warranty Services' vehicle service contract plans, delving into their pricing, coverage levels, deductibles, and ultimately recommending the best options for customers.
 
1. Pricing:
Fidelity Warranty Services offers competitive pricing for their vehicle service contract plans. The actual cost of a plan depends on various factors such as the make and model of the vehicle, its age, mileage, and the level of coverage chosen. It's important to request a quote from from the online portal for a Free Quote or speak with a representative to obtain accurate pricing information specific to your vehicle.
 
2. Coverage Levels:
Fidelity Warranty Services provides multiple coverage levels to cater to different customer needs. The specific components covered can vary between plans, but typically, coverage options include powertrain coverage, stated component coverage, and exclusionary coverage. Powertrain coverage focuses on major drivetrain components, while stated component coverage extends to a broader range of systems and parts. Exclusionary coverage is the most comprehensive, typically covering all components except for those explicitly listed as exclusions.
 
3. Deductibles:
Deductibles represent the amount the customer is responsible for paying out of pocket when filing a claim. Fidelity Warranty Services offers flexible deductible options, allowing customers to choose a deductible amount that aligns with their budget and preferences. The deductible can vary based on the plan and the specific contract terms agreed upon.
 
4. Recommendation:
Selecting the right vehicle service contract plan depends on various factors, including your vehicle's age, mileage, expected ownership duration, and your budget. Here are some recommendations based on different scenarios:
 
- New Vehicles: For brand new vehicles still covered by the manufacturer's warranty, extending the coverage with a Fidelity Warranty Services plan can provide added peace of mind. The exclusionary coverage option is recommended for comprehensive protection.
 
- Pre-Owned Vehicles: For older or higher-mileage pre-owned vehicles, a more extensive coverage level, such as stated component coverage or exclusionary coverage, is recommended. These plans can help mitigate potential repair costs and protect against unexpected breakdowns.
 
- Budget Considerations: If budget is a significant concern, the powertrain coverage option provides essential coverage for major drivetrain components at a more affordable price point.
 
- Personalized Consultation: To determine the best vehicle service contract plan for your specific situation, it's advisable to consult with a representative from FactoryProtect.com. They can assess your vehicle's condition, usage, and individual needs, providing personalized recommendations tailored to your circumstances.
 
Fidelity Warranty Services offers a range of vehicle service contract plans with competitive pricing, various coverage levels, and flexible deductibles. For new vehicles, pre-owned vehicles, or budget-conscious customers, there is a plan to suit different needs. To determine the best plan for your vehicle, it is recommended to consult with Fidelity Warranty Services directly, as their knowledgeable representatives can provide personalized guidance based on your vehicle's specifics and your individual requirements. With the right vehicle service contract in place, you can enjoy peace of mind on the road, knowing that you have comprehensive coverage and support from Fidelity Warranty Services.

When purchasing a vehicle service contract, it's important to understand what is covered and, equally crucial, what is not covered. Fidelity Warranty Services offers the Platinum Plan, a comprehensive service contract designed to protect your vehicle from unexpected repairs and breakdowns. In this blog post, we will shed light on the items and circumstances that are typically excluded from coverage under the Platinum Plan. By understanding these exclusions, you can make informed decisions and manage your vehicle ownership with confidence.
 
1. Pre-Existing Conditions:
The Platinum Plan typically does not cover pre-existing conditions, which are issues or damages that exist prior to purchasing the service contract. It's essential to thoroughly review the contract terms and conditions to understand how pre-existing conditions are defined and handled.
 
2. Regular Maintenance and Wear and Tear:
Routine maintenance services such as oil changes, filter replacements, and tire rotations are generally not covered by the Platinum Plan. These services are considered part of the vehicle owner's responsibility for regular upkeep. Additionally, the plan may not cover repairs or replacements due to normal wear and tear, including items such as brake pads, clutch discs, and wiper blades.
 
3. Non-Covered Components:
Certain components may be explicitly excluded from coverage under the Platinum Plan. These typically include cosmetic or aesthetic items such as paint, trim, upholstery, and body panels. It's important to consult the service contract documentation to understand the specific list of non-covered components.
 
4. Damage from Negligence or Misuse:
The Platinum Plan may not cover repairs or replacements resulting from negligence, misuse, or improper maintenance of the vehicle. It's important to follow the manufacturer's recommended maintenance schedule and take reasonable care of your vehicle to ensure coverage. Examples of exclusions related to negligence or misuse might include engine damage from overheating or tire damage due to reckless driving.
 
5. Non-Factory Installed Equipment or Modifications:
If your vehicle has aftermarket modifications or non-factory installed equipment, these items may not be covered under the Platinum Plan. It's crucial to review the contract for any specific exclusions related to modifications, upgrades, or non-original components. Examples could include aftermarket performance parts or cosmetic modifications.
 
6. Acts of Nature or External Events:
Certain events beyond the control of the vehicle owner, such as natural disasters (e.g., floods, earthquakes) or accidents (e.g., collisions, fire), may not be covered by the Platinum Plan. It's important to understand the limits of coverage and any exclusions related to external events outlined in the service contract.
 
Understanding the exclusions of a service contract is as important as understanding what is covered. The Platinum Plan from Fidelity Warranty Services provides comprehensive coverage for many components of your vehicle, offering peace of mind and protection against unexpected repairs. However, it's crucial to be aware of what is not covered, such as pre-existing conditions, regular maintenance, wear and tear, non-covered components, damage from negligence or misuse, non-factory installed equipment or modifications, and acts of nature or external events.
 
By thoroughly reviewing the contract terms and conditions, consulting with Fidelity Warranty Services, and asking specific questions, you can gain clarity on the exclusions and make an informed decision regarding your vehicle's protection. Remember, being well-informed allows you to effectively manage your vehicle ownership experience and ensure you have the appropriate coverage to suit your needs.

When it comes to protecting your vehicle, having a reliable and comprehensive service contract is essential. Fidelity Warranty Services, a renowned provider in the automotive protection industry, offers the Platinum Vehicle Service Contract, designed to provide extensive coverage and peace of mind to vehicle owners. In this blog post, we will explore the important components covered by the Platinum Vehicle Service Contract, highlighting the features that make it a top choice for protecting your investment.
 
1. Engine and Transmission:
The heart of your vehicle, the engine and transmission, are crucial components that require meticulous attention and care. The Platinum Vehicle Service Contract offers coverage for these vital systems, ensuring that you are protected against unexpected breakdowns, repairs, or replacements. From engine malfunction to transmission issues, Fidelity Warranty Services has you covered, allowing you to drive with confidence and peace of mind.
 
2. Electrical Systems:
Modern vehicles are equipped with advanced electrical systems that power various features, including infotainment systems, climate control, and safety technologies. The Platinum Vehicle Service Contract includes coverage for electrical components, protecting you from costly repairs in the event of electrical system failure or malfunctions. This coverage ensures that your vehicle's electrical systems continue to operate optimally, keeping you safe and comfortable on the road.
 
3. Suspension and Steering:
The suspension and steering systems play a critical role in your vehicle's handling, comfort, and overall driving experience. The Platinum Vehicle Service Contract extends coverage to these components, providing protection against failures, wear and tear, and necessary repairs. By addressing suspension and steering issues promptly, this coverage helps maintain your vehicle's performance and ensures a smooth and enjoyable ride.
 
4. Cooling and Heating Systems:
Maintaining a comfortable temperature inside your vehicle is essential for a pleasant driving experience. The Platinum Vehicle Service Contract covers the cooling and heating systems, including components such as radiators, water pumps, thermostats, and HVAC units. This coverage ensures that you can stay cool in the summer and warm in the winter, without worrying about unexpected malfunctions or costly repairs.
 
5. Brake System:
Your vehicle's braking system is paramount to your safety and the safety of others on the road. The Platinum Vehicle Service Contract provides coverage for brake components, including brake pads, rotors, calipers, and hydraulic systems. This coverage not only ensures that your brakes are in proper working condition but also protects you from expensive repairs or replacements that may be required due to wear and tear or unforeseen issues.
 
6. Additional Benefits:
In addition to the coverage mentioned above, the Platinum Vehicle Service Contract from Fidelity Warranty Services offers a range of additional benefits. These may include 24/7 roadside assistance, rental car reimbursement, trip interruption coverage, and transferability, among others. These benefits further enhance the value and convenience of the service contract, providing you with a comprehensive package that goes beyond mere repairs and protection.

When it comes to safeguarding your vehicle, the Platinum Vehicle Service Contract from Fidelity Warranty Services stands out as a comprehensive and reliable option. With coverage for critical components such as the engine, transmission, electrical systems, suspension, steering, cooling and heating systems, and brake system, this service contract ensures that you are protected from unexpected repairs and costly breakdowns. By investing in the Platinum Vehicle Service Contract, you can drive with confidence, knowing that your vehicle is covered and that Fidelity Warranty Services is there to support you when you need it most.

As a vehicle owner, you understand the importance of keeping your car in top shape. While regular maintenance and safe driving practices go a long way, accidents can still happen on the road. One often overlooked aspect of vehicle protection is the susceptibility of your tires and wheels to road hazards. To mitigate the financial burden and ensure your peace of mind, investing in a road hazard tire and wheel protection plan is crucial. In this blog post, we will delve into the significance of these plans and why they should be an integral part of your vehicle maintenance strategy.
 
1. Unpredictable Road Hazards:
Road hazards are an inherent part of driving. From potholes and sharp objects to debris and uneven surfaces, these hazards can pose significant risks to your tires and wheels. Even the most cautious drivers cannot always avoid encountering such hazards. Without proper protection, a single encounter with a road hazard could result in costly tire or wheel damage. By having a road hazard protection plan in place, you can safeguard yourself from unexpected expenses.
 
2. Costly Repairs and Replacements:
Tire and wheel damage caused by road hazards can lead to expensive repairs or even replacements. The costs associated with fixing or replacing damaged tires or wheels can quickly add up, potentially straining your budget. A road hazard protection plan ensures that you are financially protected by covering the repair or replacement costs resulting from such hazards. This coverage can save you from unexpected and substantial expenses, allowing you to maintain your vehicle's performance without worrying about the financial burden.
 
3. Peace of Mind:
Driving with the peace of mind that comes from having comprehensive protection is invaluable. With a road hazard tire and wheel protection plan, you can navigate the roads with confidence, knowing that you have a safety net in place. The knowledge that your investment is safeguarded against unforeseen hazards provides reassurance and allows you to focus on enjoying your driving experience.
 
4. Extended Tire and Wheel Lifespan:
Proper maintenance and timely repairs play a vital role in extending the lifespan of your tires and wheels. With a road hazard protection plan, you can promptly address any damage caused by road hazards, preventing further deterioration. By repairing or replacing damaged components as soon as possible, you help maintain the integrity of your tires and wheels, ensuring optimal performance and longevity. This proactive approach not only protects your investment but also enhances your overall driving experience.
 
5. Convenience and Flexibility:
Road hazard tire and wheel protection plans offer convenience and flexibility when it comes to repairs. Reputable providers often have a wide network of authorized repair facilities, making it easier for you to access professional services. This network ensures that you can receive timely repairs from skilled technicians who are well-versed in handling tire and wheel damage caused by road hazards. Additionally, many plans offer flexible coverage options, allowing you to tailor the protection to your specific needs and preferences.
 
Investing in a road hazard tire and wheel protection plan is a smart decision for any vehicle owner. The unpredictable nature of road hazards and the potential costs associated with tire and wheel damage make such protection essential. By securing a comprehensive plan, you can enjoy the peace of mind that comes from knowing your investment is shielded from unexpected expenses. So, don't overlook the importance of road hazard protection—make it a priority and drive confidently, knowing you have the necessary coverage to tackle any challenges that may come your way.

Owning a luxury vehicle is a dream come true for many car enthusiasts. The sleek designs, advanced technologies, and exceptional performance of these vehicles make them a symbol of status and refinement. However, along with the prestige of luxury cars comes the potential for expensive repairs. From intricate engine systems to high-end components, the costs associated with servicing and maintaining luxury vehicles can be exorbitant. That's where vehicle service contracts come into play. In this blog post, we will explore the importance of purchasing vehicle service contracts for luxury car owners and how they provide financial protection and peace of mind.
 
1. Skyrocketing Repair Costs:
Luxury vehicles are built with state-of-the-art technologies, advanced safety features, and premium materials, all of which contribute to their allure. However, these sophisticated components often come with a hefty price tag when repairs are needed. The specialized nature of luxury car repairs, combined with the need for genuine parts and skilled technicians, can result in significantly higher costs compared to mainstream vehicles. Vehicle service contracts act as a safeguard against these unforeseen expenses, covering a wide range of repairs and mitigating the financial burden.
 
2. Comprehensive Coverage:
One of the primary advantages of vehicle service contracts is the comprehensive coverage they provide. Unlike standard warranties that may have limited coverage, service contracts for luxury vehicles offer protection for various components, including the engine, transmission, electrical systems, and more. This ensures that even the most intricate and costly repairs are covered, sparing owners from exorbitant out-of-pocket expenses. With a vehicle service contract in place, luxury car owners can enjoy their driving experience without constantly worrying about the potential costs of repairs.
 
3. Access to Skilled Technicians and Genuine Parts:
Luxury vehicles require specialized knowledge and expertise for repairs and maintenance. Purchasing a vehicle service contract ensures that you have access to a network of skilled technicians who are experienced in working on luxury cars. These technicians have in-depth knowledge of the specific make and model, ensuring that repairs are carried out with precision and attention to detail. Additionally, service contracts often include coverage for genuine OEM (Original Equipment Manufacturer) parts, ensuring that your luxury vehicle is restored to its original specifications and performance standards.
 
4. Increased Resale Value:
Luxury cars often retain their value well over time, and maintaining the vehicle's service history is crucial for maximizing its resale value. Having a vehicle service contract demonstrates diligent ownership and care, assuring potential buyers that the vehicle has been well-maintained. This can be a significant selling point and may result in a higher resale value compared to similar vehicles without a service contract. By investing in a service contract, luxury car owners not only protect themselves from costly repairs but also enhance the long-term value of their investment.
 
5. Peace of Mind and Convenience:
Perhaps one of the most valuable aspects of a vehicle service contract is the peace of mind it offers luxury car owners. Knowing that you are covered in the event of a breakdown or expensive repair provides a sense of security and eliminates the stress associated with unexpected expenses. Service contracts also offer convenience by providing roadside assistance, rental car reimbursement, and other benefits that make dealing with repairs and maintenance easier and more seamless.
 
Luxury vehicles come with prestige and superior performance, but they also come with higher repair and maintenance costs. By purchasing a vehicle service contract, luxury car owners can protect themselves from the financial burden of unexpected repairs, ensuring that their investment continues to provide a superior driving experience. With comprehensive coverage, access to skilled technicians, increased resale value, and peace of mind, vehicle service contracts are an essential component of owning and enjoying a luxury car. Don't let expensive repairs tarnish your love for luxury—invest in a service contract and drive with confidence.

When it comes to protecting your vehicle and ensuring peace of mind on the road, selecting a reliable and reputable company for service contracts and tire and wheel plans is crucial. One name that stands out in the industry is Fidelity Warranty Services. With their commitment to excellence, comprehensive coverage options, and exceptional customer service, Fidelity Warranty Services has established itself as a leading provider in the automotive protection market. In this blog post, we will explore the reasons why Fidelity Warranty Services is the ideal choice for your vehicle service contracts and Road Hazard tire and wheel plan purchases.
 
1. Extensive Coverage Options:
Fidelity Warranty Services offers a wide range of coverage options tailored to meet the diverse needs of vehicle owners. Whether you have a new car or a pre-owned vehicle, their comprehensive service contracts provide coverage for mechanical breakdowns, electrical components, and more. Additionally, their Road Hazard tire and wheel plans safeguard your investment by covering repair or replacement costs resulting from tire damage due to road hazards, such as potholes or debris. With Fidelity Warranty Services, you can choose the coverage that suits your vehicle and budget.
 
2. Industry Experience and Expertise:
With a history dating back over four decades, Fidelity Warranty Services brings a wealth of industry experience and expertise to the table. They have developed a deep understanding of the automotive protection market, allowing them to create reliable and innovative coverage plans. By choosing Fidelity Warranty Services, you can benefit from their extensive knowledge and trust that your vehicle is in capable hands.
 
3. Strong Network of Authorized Repair Facilities:
One of the standout features of Fidelity Warranty Services is their extensive network of authorized repair facilities. These facilities are staffed by skilled technicians who are trained to handle repairs covered under Fidelity's service contracts. This network ensures that you have access to quality repair services whenever you need them, giving you peace of mind knowing that your vehicle will be taken care of by professionals.
 
4. Excellent Customer Service:
Fidelity Warranty Services takes pride in their commitment to providing exceptional customer service. Their knowledgeable and friendly customer support team is available to address any questions or concerns you may have. From assisting with coverage inquiries to guiding you through the claims process, Fidelity's customer service representatives strive to deliver a smooth and hassle-free experience. This dedication to customer satisfaction sets them apart from the competition.
 
5. Transparency and Flexibility:
When it comes to vehicle service contracts and Road Hazard tire and wheel plans, transparency and flexibility are vital. Fidelity Warranty Services excels in these areas by providing clear and easy-to-understand terms and conditions for their coverage plans. They also offer flexible payment options and customizable plans to accommodate various budgets and preferences. This level of transparency and flexibility ensures that you can make informed decisions and tailor the coverage to suit your specific needs.
 
Choosing the right company for your vehicle service contracts and Road Hazard tire and wheel plans is essential for protecting your investment and ensuring a worry-free driving experience. Fidelity Warranty Services stands out as a reputable and reliable choice, thanks to their comprehensive coverage options, industry experience, strong network of repair facilities, excellent customer service, and commitment to transparency and flexibility. By selecting Fidelity Warranty Services, you can have peace of mind knowing that your vehicle is in safe hands, should the unexpected happen on the road.

NOTE: The selling dealers associated with FactoryProtect.com DO NOT self-insure their Vehicle Service Contracts. Read below to learn about why working with some dealerships may not be in your best interest..

​When a dealership "self-insures" their vehicle service contracts, it means that the dealership assumes the financial risk and responsibility for covering the costs of repairs and services provided under those contracts, rather than relying on an external insurance company or third-party provider.
 
In a traditional arrangement, when a dealership sells a vehicle service contract to a customer, they often partner with an insurance company or a third-party provider. The dealership collects premiums from customers for the service contracts, and the insurance company or provider assumes the risk of covering the costs of repairs and services outlined in the contract.
 
However, in the case of self-insurance, the dealership takes on that risk themselves. Instead of partnering with an external entity, the dealership establishes its own internal process and reserve funds to cover the expenses associated with fulfilling the service contracts.
 
By self-insuring, the dealership retains greater control over the claims process, including determining the coverage, assessing claims, and managing the funds for repairs. They become directly responsible for providing or arranging the repairs and services outlined in the service contracts.
 
Self-insurance requires the dealership to assess and manage the financial risk associated with potential claims and repairs. They establish internal processes, allocate funds for potential claims, and ensure they have adequate resources to fulfill the service contract obligations.
 
It's worth noting that self-insurance is not uncommon among dealerships, particularly those with sufficient financial stability and resources. However, customers should be aware that the dealership's ability to honor the service contract obligations depends on their financial strength and ability to manage claims effectively. Assessing the dealership's reputation, financial stability, and commitment to customer service is essential when considering a self-insured vehicle service contract.

Dealerships that self-insure vehicle service contracts typically establish reserve funds or internal accounts to hold the money they accrue. These reserve funds serve as a dedicated pool of funds to cover potential claims and expenses associated with fulfilling the service contracts.

It's recommended that customers thoroughly research and evaluate the reputation and financial standing of the dealership when considering a self-insured vehicle service contract. Reading customer reviews, asking questions about claims processes, understanding the terms and conditions, and assessing the dealership's commitment to customer service are all important steps in making an informed decision.
 
Ultimately, the customer experience with self-insured vehicle service contracts depends on the specific dealership's practices, financial management, and commitment to providing quality service.

Buying a car is one of the largest purchases people make in their lifetime. With such a significant investment at stake, it’s important to understand why protecting your investment with an extended warranty is something to seriously consider. Here are the top five reasons you should buy an extended auto warranty for your vehicle:

1) It protects your car long after the factory warranty ends.
IHS Automotive found that the average length of new vehicle ownership is now 6.5 years, an increase of almost two years since 2006. People are keeping their cars longer, driving them consistently over 100,000 miles and above. In the U.S. one out of every four cars on the road was manufactured before the year 2000!

While most new vehicles come with factory warranties from the dealership, they are limited by the number of miles or years of ownership. GM offers a 36-month or 36,000-mile factory warranty, but with the average age of ownership more than double 36 months, that leaves your car unprotected for a substantial period of time.

2) Your warranty can pay for itself after one major repair.
Let’s face it – car repairs are expensive. The computer systems in modern cars can easily cost over $1,000 to fix! By buying an extended auto warranty upfront, these unexpected costs do not have to be paid out of pocket. The cost of one major repair may be more than you paid for your entire warranty, meaning you’re saving some serious cash in the long run.

3) An extended warranty can cover perks not included in factory warranties. 
Extended warranty plans can include a rental car allowance and 24/7 emergency roadside assistance to their policyholders. This extra coverage is usually not found in basic factory warranty plans. The average cost of an economy car rental is about $45 to $65 per day. This can add up quick depending on how long your car needs to be in the garage for repairs.

4) You can lock in savings on a new car.
Just like life insurance, the cost of an extended warranty increases as a car ages. If you purchase an extended warranty plan with your new car, it will cost less than if you decided to purchase the extended warranty after your factory warranty ends. If you purchase the extended warranty on a new car you’ll get more bang for your buck, as your car needs repairs over time.

5) An extended warranty can increase resale value.
If you do decide to sell your car before the extended warranty ends, the warranty is usually transferable for a small fee to the new owner. Since the warranty gives the buyer extra peace of mind when buying a used vehicle, it can increase the resale value for the seller.

Bottom Line: Should you buy an extended auto warranty?
Extended auto warranties are a great choice for the buyer who is on a fixed budget, wants to protect their investment, and not be surprised by costly repairs down the line. So, if any of those reasons sound like you, an extended warranty is a sound decision.​

Just like any other type of insurance or protection program, there are different types of policies that work for different situations. 

If you’re considering buying a new car, or already own a car that isn’t covered by a warranty, contact us today to see if our plans work for you.