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Understanding the Impact of Vehicle Accidents on Extended Warranty Coverage with Fidelity Warranty Services

7/11/2023

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Vehicle accidents can have significant implications, not only on the condition of the vehicle but also on its eligibility for extended warranty vehicle service contracts. Fidelity Warranty Services, a reputable provider of automotive protection plans, carefully evaluates various factors when determining coverage eligibility for vehicles with an accident history. In this blog post, we will delve into the considerations involved and shed light on whether a vehicle with an accident impacts the ability to obtain an extended warranty vehicle service contract through Fidelity Warranty Services.
 
1. Evaluation of Accident History:
When assessing a vehicle's eligibility for extended warranty coverage, Fidelity Warranty Services typically evaluates its accident history. The severity, number, and nature of the accidents are taken into consideration. Vehicles with a history of minor accidents may have a different impact compared to those with more significant incidents resulting in extensive damage.
 
2. Vehicle Inspection:
In some cases, Fidelity Warranty Services may require a thorough inspection of the vehicle to assess its overall condition and any existing or prior damage. This inspection helps determine the insurability of the vehicle and the extent to which it meets the eligibility criteria for extended warranty coverage.
 
3. Salvage or Rebuilt Titles:
Vehicles with salvage or rebuilt titles, often associated with accidents or severe damage, may encounter challenges in securing extended warranty coverage. Salvage or rebuilt titles indicate that the vehicle has undergone substantial repairs or restoration after being declared a total loss by an insurance company. These titles may raise concerns about the overall integrity and reliability of the vehicle.
 
4. Modified or Limited Coverage:
In certain cases where extended warranty coverage is offered for vehicles with an accident history, it may come with limitations or exclusions. Coverage might be adjusted to exclude components or systems that are directly impacted by the accidents. This ensures that any pre-existing damage or wear resulting from the accidents is not covered under the contract.
 
5. Case-by-Case Evaluation:
It's important to note that each vehicle with an accident history is evaluated individually, taking into account factors such as the specific circumstances of the accidents, repairs performed, and the current condition of the vehicle. Fidelity Warranty Services considers a holistic view of the vehicle's history to make an informed decision regarding coverage eligibility.
 
The impact of a vehicle's accident history on obtaining an extended warranty vehicle service contract through Fidelity Warranty Services depends on various factors. While accidents may affect eligibility and coverage availability, each case is evaluated individually. Fidelity Warranty Services carefully considers the severity of accidents, conducts vehicle inspections when necessary, and may offer modified or limited coverage for vehicles with an accident history. It is recommended to contact Fidelity Warranty Services directly to discuss your specific situation and determine the availability of coverage for a vehicle with an accident history.
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Selling Dealer:
Steingold Volvo Cars | 766 Broadway | Pawtucket, RI 02861
(​401) 723-4700 | www.steingoldvolvocars.com

Plans ​Administered by:
Fidelity Warranty Services, Inc.
P.O. Box 8567 | Deerfield Beach, FL 33443
Florida License #60026
1 (800) 327-5172
 | www.fidelitywarrantyservices.com
FactoryProtect.com® uses the terms ‘Warranty’ and ‘Extended Warranty’ with ‘Vehicle Service Contract’ and ‘Extended Service Contract’ for marketing purposes only. A Vehicle Service Contract (VSC) is often referred to as an “auto warranty” or an “extended car warranty,” but it is not a warranty. A VSC does, however, provide repair coverage for your vehicle after the manufacturer’s car warranty expires. A VSC is a contract between you and a VSC provider or administrator that states what is a covered repair and what is not. Not all vehicles qualify for coverage; FactoryProtect.com® does not offer VSCs in California or Florida. FactoryProtect.com® is a website developed for marketing and informational purposes only. FactoryProtect.com® does not process or sell VSCs directly, as all VSCs offered on FactoryProtect.com® are processed through our Selling Dealers.

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